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How Proactive Is Your Tax Strategy?
FREE TAX STRATEGY READINESS ASSESSMENT
Know Your Cash Today. See What’s Coming Next.
Build a clearer view of your next 13 weeks with The 13-Week Cash Flow Starter Kit. Map incoming cash, plan upcoming payments, and make informed decisions about spending, hiring, and growth.
Free PDF workbook for established and growing business owners.
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See What’s Coming
Know when cash is expected to arrive and when payments are due.
Plan With Clarity
Review the cash impact of purchases, hires, and owner distributions.
Stay One Step Ahead
Keep your forecast current with a simple weekly review.
What You’ll Build Inside the Starter Kit
Create a practical weekly cash forecast with guided worksheets, planning checkpoints, and questions to bring to your CPA.
01
Forecast Cash Coming In
Map expected collections using realistic payment timing.
REVIEW
Open invoices and expected collection dates
Recurring revenue and contract payments
Customer deposits and project milestones
Uncertain versus committed inflows
Receivables that need follow-up
02
Map Cash Going Out
See upcoming obligations in the week cash leaves your account.
REVIEW
Payroll, benefits, and payroll taxes
Vendors, materials, and project costs
Rent and recurring operating expenses
Debt payments and tax obligations
Major purchases and owner distributions
03
Account for Committed Cash
Understand how much of your balance is available for operations.
REVIEW
Cash earmarked for taxes
Scheduled debt and larger principal payments
Planned owner draws and distributions
Upcoming capital commitments
The combined impact on operating cash
04
Define Your Operating Buffer
Set a minimum cash threshold that reflects how your business works.
REVIEW
Payroll and fixed obligations
Collection reliability and customer concentration
Seasonality and payment cycles
Access to committed credit
Clear triggers for a cash review
05
Test Decisions Before You Commit
Explore how changing assumptions could affect the weeks ahead.
REVIEW
A major customer paying late
Lower-than-expected collections
A planned purchase or new hire
Changes to distribution timing
Staged payments or financing options
Your Weekly Cash Flow
A focused 20-minute review helps keep your forecast current and your next decisions informed.
01
Start With Actuals
Replace last week’s forecast with actual collections and payments. Update your available cash balance.
02
Explain the Differences
Review the biggest differences between forecast and actual results. Identify what changed and why.
03
Refresh the Next 12 Weeks
Update collection dates, payroll, taxes, debt payments, and any new spending commitments.
04
Add a New Week 13
Keep the forecast rolling so you maintain approximately one quarter of short-term visibility.
05
Decide What Happens Next
Identify weeks approaching your minimum cash threshold. Assign specific actions, owners, and dates.
See Where Your Cash Planning Can Get Stronger
Use the Cash Flow Control Check to review your current process and identify where better information, timing, or follow-through could help.
In Place
The process is established and actively maintained.
Needs Review
The process exists but needs attention or updating.
Not Addressed
The process is not yet part of your cash management routine.
Make Your Next Decision With a Clearer Cash Picture
The 13-Week Cash Flow Starter Kit helps you bring these essentials into view:
Expected customer collections
Weekly operating payments
Tax reserves and debt obligations
Planned owner distributions
Your minimum cash threshold
The impact of upcoming investments
The Guide Creator
Zhenya brings a rare combination of technical precision and strategic foresight to every client relationship. As a tri-certified CPA, CEPA, and CPWA, she's built to think beyond the tax return. Helping established business owners build real value, plan with confidence, and make decisions that last.
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With experience partnering with owners at every stage. From scaling operations to structuring a future exit. Zhenya serves as the integrated financial voice you've been looking for. Not a once-a-year advisor, but a long-term partner invested in where you're headed.
Zhenya
Strategic CPA & Business Advisor
CPA
CPWA
CEPA
At ClearSky CPA, we transform the lives of business owners by helping them protect and grow their wealth, empowering them with strategies to achieve true financial independence.
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